Are you thinking of starting a business in Arizona?

Are you thinking of starting a business in Arizona? You should be, now is the time to fulfill needs that are currently being unmet by the traditional way of providing services and products. Perhaps, you are thinking about a side hustle, or are interested in purchasing a business, or creating a second on. Here is a checklist to help you get set up: 1. CHOOSE A NAME Choose a name for the business entity and search it Read More

Business Ownership Dispute

Can I sue another member of the limited liability company (LLC)? Governing documents for an LLC, the “operating agreement”, should provide detailed information on  how most ownership disputes within the business should be dealt with by a fellow member. An operating agreement can direct that each member be held responsible for wrongdoing to another member, so that one member can take legal action against another Read More

New Vehicle Repairs? 5 Things You Can Do to Protect Yourself

New car/truck repair problems? Five things you should do if you have repair issues with a new or leased vehicle: Repair issues after a major investment in a purchase or lease can be frustrating and stressful. It can have a significant impact on all aspects of your life: work, commuting to work, school, family transportation. You just got the vehicle and the check engine light is on? That’s why we make investments in Read More

Business Plan and Growth-How is it all supposed to work?

As you might know a budget plan is key to planning growth, getting cozy with “your numbers” in your budget (your revenue, and expense needs) is vital for planning growth and profit. Your business plan is your bible for decision making, it should be current to help you make daily decisions. A business plan doesn’t have to be complicated, it can be very simple. The business plan should explain: the why the business was Read More

Emergency Planning

        “Planning is bringing the future into the present so you can do something about it now”.                                                                                     -  Alan Lakein   Wildfires in California and watching smoke a few weeks ago not too far from our home, had me thinking about what should or could I do if told to evacuate in a day? What if we only had a few minutes? Where would we go, what Read More

50 Ways to Deny a Warranty

Just slip out the back, Jack. Make a new plan, Stan. You don't need to be coy, Roy       - 50 Ways to Leave Your Lover by Paul Simon, singer-songwriter I hope with this post to help educate those of you that take the time to read it (Thank you!), avoid warranty coverage denials and misunderstandings. It is often quite difficult after a sale to hold Goliath merchants responsible when products fail to perform as Read More

“Ch-ch-ch-ch-changes, turn and face the strange…”*

A few months ago (July 24, 2019) an editorial in the Arizona Daily Star caught my attention. Kelly Griffith executive director of the Southwest Center for Economic Integrity wrote about the Consumer Financial Protection Bureau(CFPB)’s proposed changes to their rule regulating the Fair Debt Collection Practices Act (FDCPA). The FDCPA was passed in 1977 to curtail abusive debt collection practices and to encourage Read More

Understanding Taxes

Taxes! Even smarty pants Albert Einstein recognized the challenge of income tax when he claimed they were “the hardest thing in the world to understand.” Life events like marriage, retirement, selling and inheriting property whether foreseen or not, can make tax obligations more complicated and create a large financial burden that was avoidable with proper guidance. That said, changes in the federal and state tax Read More

6 Important Vehicle Purchase Tips

Vehicle Repair History: Always, Always, Always ask for repair history documents of the vehicle you are considering to purchase. Ask even when the vehicle is new, it can be damaged during transport.  Though advertised as a Certified Pre-Owned, it may have been in an accident, and if you do not ask specifically you will not likely receive the repair and accident history. A manufacturer's dealership should be able Read More

5 Reasons Your Business Needs an Employee Handbook

An employee handbook is one of the most vital documents your business can compile, and should be part of every new hire’s employment package. An employee handbook will not only ensure that both employees and management understand the standards you’ve set for your company, but it will also make clear your company’s mission statement, which includes the values you’ve set for your company, something that is becoming Read More