Life Care Planning is a crucial aspect of ensuring that your medical wishes are honored in the event of an emergency or serious illness. It empowers individuals of all ages to make informed decisions about their healthcare and designate trusted individuals to manage their medical affairs when they are unable to do so themselves. Whether you reside in Arizona or elsewhere, there are valuable resources available to Read More
Year-End Checklists for Small Businesses
As the year draws to a close, it's the perfect time for small businesses to reflect on their achievements and learnings and to plan for the road ahead. While many entrepreneurs are busy setting personal resolutions, it's equally crucial to focus on legal considerations that can shape the success of your business in the coming year. This blog post will explore a year-end legal checklist tailored to small businesses, Read More
Navigating Peer-to-Peer Payment Apps (Zelle, PayPal, Venmo, etc.): The good, the bad, and the ugly.
Photo by Rami Al-zayat on Unsplash Peer-to-peer (P2P) payment applications have become indispensable tools for simplifying our financial lives. Whether you're sharing a restaurant bill or paying for that Airbnb stay, most of us can agree these apps are convenient and easy to use. However, as with any technology, there are potential pitfalls, so consider protecting yourself from being defrauded and losing money. Read More
The Rooftop Solar Market: What can you do when you believe you have been ripped off.
So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do? You can file a Complaint with the Arizona Registrar of Contractors (AROC). You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More
How the Magnuson-Moss Warranty Act and the FTC Holder Rule Can Help You Enforce Your Warranty Rights.
The Magnuson-Moss Warranty Act (“MMWA”) is a federal law that protects consumers by making those who make a written affirmation of fact or promise as part of a warranty and any state rights arising thereunder.15 U.S.C. § 2310(f). The MMWA regulates the enforcement of written warranties, implied warranties, and service contracts in consumer transactions. What does “any rights arising thereunder” mean? The “rights Read More
A Few Things to Know About Employment Background Checks and Other Consumer Reports
The Consumer Financial Protection Bureau (CFPB), a federal agency, requires most employers to provide a notice of "Summary of Your Rights Under the Fair Credit Reporting Act" before conducting background checks. Model forms and disclosures in English and Spanish are available on the CFPB website under the “Compliance” section. Information in background checks is often used to determine a person’s eligibility for Read More