In the realm of consumer protection, understanding the purpose of Class Action Lawsuits may help consumers how they may seek justice collectively. Understanding Class Action Lawsuits: A Brief Overview Class Action Lawsuits are legal proceedings initiated by a group of individuals who share similar grievances caused by the systematic actions of an entity. This collective approach can streamline legal processes, Read More
Year-End Checklists for Small Businesses
As the year draws to a close, it's the perfect time for small businesses to reflect on their achievements and learnings and to plan for the road ahead. While many entrepreneurs are busy setting personal resolutions, it's equally crucial to focus on legal considerations that can shape the success of your business in the coming year. This blog post will explore a year-end legal checklist tailored to small businesses, Read More
Things you should know about vehicle repairs & vehicle warranties
Vehicles are an essential part of our daily lives, providing us with the ability to work and the freedom to travel. However, as any owner knows, maintenance and repairs are inevitable. Understanding your rights and responsibilities, especially regarding warranties and repairs, helps enforce those rights. Arizona Lemon Law: Arizona's Lemon law, like other states, is a remedial statute adopted to protect Read More
Navigating Peer-to-Peer Payment Apps (Zelle, PayPal, Venmo, etc.): The good, the bad, and the ugly.
Photo by Rami Al-zayat on Unsplash Peer-to-peer (P2P) payment applications have become indispensable tools for simplifying our financial lives. Whether you're sharing a restaurant bill or paying for that Airbnb stay, most of us can agree these apps are convenient and easy to use. However, as with any technology, there are potential pitfalls, so consider protecting yourself from being defrauded and losing money. Read More
A Few Animal Laws We Should Know
We all have questions that come up for our pets or someone else. I have collected some resources to help address the more common ones. Leash Laws State and local governments have leash laws. Michigan State has an animal legal and historical center webpage that refers to each state and laws governing leash laws: https://www.animallaw.info/topic/table-state-dog-leash-laws. In Arizona, there are state Read More
Guardianships: A legal process to help when someone close is impaired and unable to make decisions or communicate without assistance.
Arizona has a law, Arizona Revised Statute § 14-5101, that helps define when guardianship may be sought through the courts for an impaired adult, effectively “incapacitated.” An adult may be considered incapacitated due to mental or physical impairment caused by a disease or drug addiction. As a result, the person cannot communicate or understand to make decisions that affect them directly. It may be a short-term Read More
The Rooftop Solar Market: What can you do when you believe you have been ripped off.
So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do? You can file a Complaint with the Arizona Registrar of Contractors (AROC). You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More
How the Magnuson-Moss Warranty Act and the FTC Holder Rule Can Help You Enforce Your Warranty Rights.
The Magnuson-Moss Warranty Act (“MMWA”) is a federal law that protects consumers by making those who make a written affirmation of fact or promise as part of a warranty and any state rights arising thereunder.15 U.S.C. § 2310(f). The MMWA regulates the enforcement of written warranties, implied warranties, and service contracts in consumer transactions. What does “any rights arising thereunder” mean? The “rights Read More
A Few Things to Know About Employment Background Checks and Other Consumer Reports
The Consumer Financial Protection Bureau (CFPB), a federal agency, requires most employers to provide a notice of "Summary of Your Rights Under the Fair Credit Reporting Act" before conducting background checks. Model forms and disclosures in English and Spanish are available on the CFPB website under the “Compliance” section. Information in background checks is often used to determine a person’s eligibility for Read More
What’s My Business Worth?
There are several ways to determine the market value of your business. Here is a summary of methods that are used to assess the value of your business: Determine net asset value. Total everything owned by the business assets such as equipment (computers, machinery, tools) and operating supplies. Some properties may be difficult to value: such as policies and procedures, client lists, skilled employees, you and Read More
