Guardianships: A legal process to help when someone close is impaired and unable to make decisions or communicate without assistance.

Arizona has a law, Arizona Revised Statute § 14-5101, that helps define when guardianship may be sought through the courts for an impaired adult, effectively “incapacitated.” An adult may be considered incapacitated due to mental or physical impairment caused by a disease or drug addiction. As a result, the person cannot communicate or understand to make decisions that affect them directly. It may be a short-term Read More

The Rooftop Solar Market: What can you do when you believe you have been ripped off.

So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do?  You can file a Complaint with the Arizona Registrar of Contractors (AROC).  You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More

What’s My Business Worth?

There are several ways to determine the market value of your business. Here is a summary of methods that are used to assess the value of your business: Determine net asset value. Total everything owned by the business assets such as equipment (computers, machinery, tools) and operating supplies.  Some properties may be difficult to value: such as policies and procedures, client lists, skilled employees, you and Read More

Do I Need a Lawyer?

Almost everything we do—from making a big purchase of a vehicle or home to operating a vehicle and interacting with others personally and professionally—can implicate a legal concern. When do you need a lawyer? When might you handle a legal concern without one?  Some challenges may be assisted, at least in part, with the help of another professional, accountant, counselor, or perhaps clergy. Here are some frequent Read More

Student Loan Debt Relief: A Few Things You Should Know

Photo by Jaeyoung Geoffrey Kang on Unsplash "Debt is the slavery of the free." -Publilius Syru Many of us have student loans. Many Americans with education debt apply for discharge relief and a new income-driven payment plan. The US Department of Education proposes a new income-driven repayment plan that caps monthly payments for undergraduate loans at 5% of a borrower's discretionary income—that is half the Read More

How to Improve a Business: Whether it is your own business or another business you support.

We put together some tips on how to improve a business and workspace:  Organize. Getting organized is a key to improving your business or employment skills. Many software-as-a-service (SaaS) tools exist to increase organization. Online programs such as Slack, Asana, Zoom, and Microsoft Teams, are types of platforms that assist businesses and employees to collaborate more efficiently. Keeping your office and desk Read More

What the Arizona Consumer Fraud Act is and How it Can Help You as a Business owner and Consumer.

“Education is the most powerful weapon which you can use to change the world.” ― Nelson Mandela The Arizona Consumer Fraud Act (the Act) provides a person (which could be a person or business as defined under the Act) with a legal remedy when harmed by any person, by an unlawful act, use, or practice in connection with a sale or advertisement of merchandise. The Act prohibits unfair and deceptive business Read More

Tips on when you should seek legal advice, and other options that may be available.

Photo by Gabrielle Henderson on Unsplash It is not what a lawyer tells me I may do; but what humanity, reason, and justice tell me I ought to do.  - Edmund Burke I am not sure I need a lawyer but think I might… Lawyers often help clients in matters that have nothing to do with legal disputes. For example, a business owner might seek a lawyer’s guidance on the legal aspects of starting a business or entering Read More

Financial Literacy: What it means and why it matters.

“An investment in knowledge pays the best interest.” – Benjamin Franklin  Financial Literacy has been defined as the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. We can use financial knowledge to make better decisions. From everyday spending to long-term planning, intentional money management could mean leveraging money or access to it to Read More

What are options one has when in dispute with another member of the limited liability company (LLC) or when you have an ownership interest in a corporation?

Governing documents of an LLC, the “operating agreement,” should provide detailed information on how most ownership disputes within the business should be dealt with by a fellow member.  An operating agreement should identify the responsibilities of each member and the first course of action to be taken to resolve a dispute. Alternatively, an operating agreement may provide that the members are not liable to each Read More

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