Businesses may close unexpectedly, leaving consumers uncertain about their rights concerning warranties, refunds, and service contracts. Understanding the legal protections that may be available might help you navigate these challenges. Warranties and Service Contracts Service contracts (sometimes referred to as extended warranties) should include specific provisions to protect consumers: Read More
The Threat to the Consumer Financial Protection Bureau: Why Defending It Is Crucial to Protect Small Businesses and Consumers
The current administration has stopped the Consumer Financial Protection Bureau (CFPB) from protecting consumers and other small businesses against abusive financial practices. The consequences of dismantling the CFPB could be far-reaching, and we rely on their protections to navigate an often precarious financial system. Why the CFPB Matters Since its creation over 15 years ago, the CFPB has played a vital Read More
Understanding the Electronic Funds Transfer Act (EFTA): A Potential Layer of Protection
In today's increasingly digital world, transferring money electronically has become the norm for many. However, with the convenience of electronic transfers comes the potential for fraud and scams. The Electronic Funds Transfer Act (EFTA) might offer some protections and remedy. The EFTA is a federal law enacted to help safeguard consumers with qualifying electronic fund transfers (EFTs), while offering protections Read More
Essential Considerations Prior to Filing a Lawsuit
Deciding to file a lawsuit is a significant and often daunting decision. While the desire to seek justice when you or your business has been wronged is natural, the process of suing someone is complex and can be both financially and emotionally taxing. Before moving forward, it’s essential to evaluate the potential benefits and drawbacks of legal action carefully. Evaluating the Merits of Your Case The first Read More
Cybersecurity for Small Businesses: Protecting Your Assets and Understanding Your Legal Obligations
Cybersecurity is a critical concern for small businesses in today's digital age. Cyber threats can target any business, regardless of size, and the consequences of a data breach can be devastating. The following aims to provide helpful information on potential cybersecurity risks, employee best practices, and a general overview of local, state, and federal laws regarding data breaches. Potential Risks Small Read More
Year-End Checklists for Small Businesses
As the year draws to a close, it's the perfect time for small businesses to reflect on their achievements and learnings and to plan for the road ahead. While many entrepreneurs are busy setting personal resolutions, it's equally crucial to focus on legal considerations that can shape the success of your business in the coming year. This blog post will explore a year-end legal checklist tailored to small businesses, Read More
Guardianships: A legal process to help when someone close is impaired and unable to make decisions or communicate without assistance.
Arizona has a law, Arizona Revised Statute § 14-5101, that helps define when guardianship may be sought through the courts for an impaired adult, effectively “incapacitated.” An adult may be considered incapacitated due to mental or physical impairment caused by a disease or drug addiction. As a result, the person cannot communicate or understand to make decisions that affect them directly. It may be a short-term Read More
The Rooftop Solar Market: What can you do when you believe you have been ripped off.
So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do? You can file a Complaint with the Arizona Registrar of Contractors (AROC). You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More
What’s My Business Worth?
There are several ways to determine the market value of your business. Here is a summary of methods that are used to assess the value of your business: Determine net asset value. Total everything owned by the business assets such as equipment (computers, machinery, tools) and operating supplies. Some properties may be difficult to value: such as policies and procedures, client lists, skilled employees, you and Read More
Do I Need a Lawyer?
Almost everything we do—from making a big purchase of a vehicle or home to operating a vehicle and interacting with others personally and professionally—can implicate a legal concern. When do you need a lawyer? When might you handle a legal concern without one? Some challenges may be assisted, at least in part, with the help of another professional, accountant, counselor, or perhaps clergy. Here are some frequent Read More
