Vehicles are an essential part of our daily lives, providing us with the ability to work and the freedom to travel. However, as any owner knows, maintenance and repairs are inevitable. Understanding your rights and responsibilities, especially regarding warranties and repairs, helps enforce those rights. Arizona Lemon Law: Arizona's Lemon law, like other states, is a remedial statute adopted to protect Read More
Navigating Peer-to-Peer Payment Apps (Zelle, PayPal, Venmo, etc.): The good, the bad, and the ugly.
Photo by Rami Al-zayat on Unsplash Peer-to-peer (P2P) payment applications have become indispensable tools for simplifying our financial lives. Whether you're sharing a restaurant bill or paying for that Airbnb stay, most of us can agree these apps are convenient and easy to use. However, as with any technology, there are potential pitfalls, so consider protecting yourself from being defrauded and losing money. Read More
Guardianships: A legal process to help when someone close is impaired and unable to make decisions or communicate without assistance.
Arizona has a law, Arizona Revised Statute § 14-5101, that helps define when guardianship may be sought through the courts for an impaired adult, effectively “incapacitated.” An adult may be considered incapacitated due to mental or physical impairment caused by a disease or drug addiction. As a result, the person cannot communicate or understand to make decisions that affect them directly. It may be a short-term Read More
The Rooftop Solar Market: What can you do when you believe you have been ripped off.
So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do? You can file a Complaint with the Arizona Registrar of Contractors (AROC). You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More
How the Magnuson-Moss Warranty Act and the FTC Holder Rule Can Help You Enforce Your Warranty Rights.
The Magnuson-Moss Warranty Act (“MMWA”) is a federal law that protects consumers by making those who make a written affirmation of fact or promise as part of a warranty and any state rights arising thereunder.15 U.S.C. § 2310(f). The MMWA regulates the enforcement of written warranties, implied warranties, and service contracts in consumer transactions. What does “any rights arising thereunder” mean? The “rights Read More
A Few Things to Know About Employment Background Checks and Other Consumer Reports
The Consumer Financial Protection Bureau (CFPB), a federal agency, requires most employers to provide a notice of "Summary of Your Rights Under the Fair Credit Reporting Act" before conducting background checks. Model forms and disclosures in English and Spanish are available on the CFPB website under the “Compliance” section. Information in background checks is often used to determine a person’s eligibility for Read More
Do I Need a Lawyer?
Almost everything we do—from making a big purchase of a vehicle or home to operating a vehicle and interacting with others personally and professionally—can implicate a legal concern. When do you need a lawyer? When might you handle a legal concern without one? Some challenges may be assisted, at least in part, with the help of another professional, accountant, counselor, or perhaps clergy. Here are some frequent Read More
Your Medical Records: Do you have access and ownership?
Photo by Hush Naidoo Jade Photography on Unsplash “Access to computers and the Internet has become a basic need for education in our society.” Kent Conrad Do you own your medical records? Henrietta Lacks unknowingly donated her medical information when as a young mother of five, she died from cervical cancer. Her cells, identified as "HeLa cells" (taken from her first and last name), were used in Read More
The Rooftop Solar Market: Considerations Before You Invest
Photo by Angie Warren on Unsplash “We are like tenant farmers chopping down the fence around our house for fuel when we should be using Nature’s inexhaustible source of energy – Sun, wind, and tide… I’d put my money on the sun and solar energy. What a source of power! I hope we don’t have to wait until oil and coal run out before we tackle that.” -Thomas Edison Due to increasing energy costs and a growing solar Read More
How to Improve a Business: Whether it is your own business or another business you support.
We put together some tips on how to improve a business and workspace: Organize. Getting organized is a key to improving your business or employment skills. Many software-as-a-service (SaaS) tools exist to increase organization. Online programs such as Slack, Asana, Zoom, and Microsoft Teams, are types of platforms that assist businesses and employees to collaborate more efficiently. Keeping your office and desk Read More
