Buying a vehicle that turns out to have significant defects can be devastating, especially when you return to the selling dealer and they say for the first time, we sold that vehicle to you “as is”. In spite of hidden language within the sales contract that may seek to disclaim any warranty, you may have legal options when defects or misrepresentations were made when the vehicle was purchased. Fraudulent and Read More
Understanding the Electronic Funds Transfer Act (EFTA): A Potential Layer of Protection
In today's increasingly digital world, transferring money electronically has become the norm for many. However, with the convenience of electronic transfers comes the potential for fraud and scams. The Electronic Funds Transfer Act (EFTA) might offer some protections and remedy. The EFTA is a federal law enacted to help safeguard consumers with qualifying electronic fund transfers (EFTs), while offering protections Read More
Understanding Qui Tam Lawsuits
Qui Tam lawsuits are critical legal tools designed to expose fraud. This blog post will examine some of the intricacies of Qui Tam lawsuits, summarizing what they are, how they work, and their importance in rooting out abusive and deceptive conduct. What is a Qui Tam Lawsuit? The term "Qui Tam" is derived from the Latin phrase "qui tam pro domino rege quam pro se ipso in hac parte sequitur," which translates Read More
Navigating Peer-to-Peer Payment Apps (Zelle, PayPal, Venmo, etc.): The good, the bad, and the ugly.
Photo by Rami Al-zayat on Unsplash Peer-to-peer (P2P) payment applications have become indispensable tools for simplifying our financial lives. Whether you're sharing a restaurant bill or paying for that Airbnb stay, most of us can agree these apps are convenient and easy to use. However, as with any technology, there are potential pitfalls, so consider protecting yourself from being defrauded and losing money. Read More
The Rooftop Solar Market: What can you do when you believe you have been ripped off.
So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do? You can file a Complaint with the Arizona Registrar of Contractors (AROC). You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More
How the Magnuson-Moss Warranty Act and the FTC Holder Rule Can Help You Enforce Your Warranty Rights.
The Magnuson-Moss Warranty Act (“MMWA”) is a federal law that protects consumers by making those who make a written affirmation of fact or promise as part of a warranty and any state rights arising thereunder.15 U.S.C. § 2310(f). The MMWA regulates the enforcement of written warranties, implied warranties, and service contracts in consumer transactions. What does “any rights arising thereunder” mean? The “rights Read More