The Rooftop Solar Market: Considerations Before You Invest

Photo by Angie Warren on Unsplash “We are like tenant farmers chopping down the fence around our house for fuel when we should be using Nature’s inexhaustible source of energy – Sun, wind, and tide… I’d put my money on the sun and solar energy. What a source of power! I hope we don’t have to wait until oil and coal run out before we tackle that.” -Thomas Edison Due to increasing energy costs and a growing solar Read More

How to Improve a Business: Whether it is your own business or another business you support.

We put together some tips on how to improve a business and workspace:  Organize. Getting organized is a key to improving your business or employment skills. Many software-as-a-service (SaaS) tools exist to increase organization. Online programs such as Slack, Asana, Zoom, and Microsoft Teams, are types of platforms that assist businesses and employees to collaborate more efficiently. Keeping your office and desk Read More

A Few Pointers about Odometer Fraud.

Things gained through unjust fraud are never secure. - Sophocles Vehicle Title History. When considering purchasing a vehicle obtain an inexpensive summary of the vehicle’s title history from the National Motor Vehicle Title Information System, Carfax, and/or AutoCheck; it may show odometer discrepancies. However, don’t rely solely on title history summaries, for they do not always identify a vehicle’s problems. Read More

Common Tactics of Scammers & How To Avoid Them

"Rather fail with honor than succeed by fraud. - Sophocles  1.  Scammers PRETEND to be from an organization you know. Scammers often claim they are contacting you on behalf of the government. They may say they are from the Social Security Administration, the IRS, or Medicare.  Some fraudsters will pretend to be from a business you know, such as a Microsoft or Norton Antivirus.  They often change the phone Read More

What the Arizona Consumer Fraud Act is and How it Can Help You as a Business owner and Consumer.

“Education is the most powerful weapon which you can use to change the world.” ― Nelson Mandela The Arizona Consumer Fraud Act (the Act) provides a person (which could be a person or business as defined under the Act) with a legal remedy when harmed by any person, by an unlawful act, use, or practice in connection with a sale or advertisement of merchandise. The Act prohibits unfair and deceptive business Read More

Financial Literacy: What it means and why it matters.

“An investment in knowledge pays the best interest.” – Benjamin Franklin  Financial Literacy has been defined as the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. We can use financial knowledge to make better decisions. From everyday spending to long-term planning, intentional money management could mean leveraging money or access to it to Read More

A few things you should know when financing a vehicle purchase.

If you would know the value of money, go and try to borrow some – Benjamin Franklin Generally, for many, lenders will preapprove a loan and quote an interest rate, loan term, and maximum loan amount. The factors that are considered for approval are credit score(s), the terms of the transaction, and the type of vehicle. Once approved, a conditional commitment letter is provided. The Consumer Financial Protection Read More

Is it too late to file a lawsuit?

A statute of limitation is a law that prescribes the period to file a legal claim. In general, once the statute of limitation “runs out” the legal claim cannot be pursued.  The duration under which you can file a lawsuit varies depending on the type of legal claim and related conduct. Some unlawful conduct could extend the deadline, or “toll” a statute of limitation.  Statutes of Limitation for claims based on Read More

Should I Buy or Build a Home?

“A house is made of walls and beams; a home is built with love and dreams.” – Unknown So, it’s the new year and you are thinking about a new home. You, perhaps, are considering buying one you like and adjusting it to suit your needs or possibly building a home to your likes and interests. It is understandable that you would like to evaluate all your options, given it will likely be the largest investment you may Read More

Title Insurance-Why you need to understand about how it may or may not provide protection.

“Price is what you pay. Value is what you get.” – Warren Buffet You bought a property to build your dream home and information that will affect your ability to build or access the property was not disclosed. Can you file a claim with the title insurer? Generally, it is recommended that in addition to the required lender’s policy you purchase an owner’s policy given the huge investment in purchasing a Read More

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