Understanding the TikTok Divestment Debate and FTC’s Actions

Data privacy and national security concerns have become increasingly prominent in our conversations, especially surrounding the TikTok divestment and the Federal Trade Commission's (FTC) enforcement efforts. This article identifies some of the key issues in the evolving legal landscape and offers considerations on how to consciously evaluate the use of your private data.    The TikTok Debate: Balancing Innovation Read More

Understanding Life Care Planning: Your Legal Rights and Responsibilities

Life Care Planning is a crucial aspect of ensuring that your medical wishes are honored in the event of an emergency or serious illness. It empowers individuals of all ages to make informed decisions about their healthcare and designate trusted individuals to manage their medical affairs when they are unable to do so themselves. Whether you reside in Arizona or elsewhere, there are valuable resources available to Read More

Navigating the Legal Landscape: Class Action Lawsuits

In the realm of consumer protection, understanding the purpose of Class Action Lawsuits may help consumers how they may seek justice collectively.   Understanding Class Action Lawsuits: A Brief Overview  Class Action Lawsuits are legal proceedings initiated by a group of individuals who share similar grievances caused by the systematic actions of an entity. This collective approach can streamline legal processes, Read More

Navigating Peer-to-Peer Payment Apps (Zelle, PayPal, Venmo, etc.): The good, the bad, and the ugly.

Photo by Rami Al-zayat on Unsplash Peer-to-peer (P2P) payment applications have become indispensable tools for simplifying our financial lives. Whether you're sharing a restaurant bill or paying for that Airbnb stay, most of us can agree these apps are convenient and easy to use. However, as with any technology, there are potential pitfalls, so consider protecting yourself from being defrauded and losing money. Read More

A Few Animal Laws We Should Know

We all have questions that come up for our pets or someone else. I have collected some resources to help address the more common ones.  Leash Laws  State and local governments have leash laws. Michigan State has an animal legal and historical center webpage that refers to each state and laws governing leash laws: https://www.animallaw.info/topic/table-state-dog-leash-laws.  In Arizona, there are state Read More

Guardianships: A legal process to help when someone close is impaired and unable to make decisions or communicate without assistance.

Arizona has a law, Arizona Revised Statute § 14-5101, that helps define when guardianship may be sought through the courts for an impaired adult, effectively “incapacitated.” An adult may be considered incapacitated due to mental or physical impairment caused by a disease or drug addiction. As a result, the person cannot communicate or understand to make decisions that affect them directly. It may be a short-term Read More

The Rooftop Solar Market: What can you do when you believe you have been ripped off.

So, you decided to make a large investment in solar panels, and the solar panel company doesn’t deliver what was promised. What can you do?  You can file a Complaint with the Arizona Registrar of Contractors (AROC).  You can file a complaint with AROC on their website, and an AROC representative will schedule a job site inspection to determine if the respondent (the company/contractor against whom the complaint Read More

How the Magnuson-Moss Warranty Act and the FTC Holder Rule Can Help You Enforce Your Warranty Rights.

The Magnuson-Moss Warranty Act (“MMWA”) is a federal law that protects consumers by making those who make a written affirmation of fact or promise as part of a warranty and any state rights arising thereunder.15 U.S.C. § 2310(f). The MMWA regulates the enforcement of written warranties, implied warranties, and service contracts in consumer transactions. What does “any rights arising thereunder” mean? The “rights Read More

A Few Things to Know About Employment Background Checks and Other Consumer Reports

The Consumer Financial Protection Bureau (CFPB), a federal agency, requires most employers to provide a notice of "Summary of Your Rights Under the Fair Credit Reporting Act" before conducting background checks. Model forms and disclosures in English and Spanish are available on the CFPB website under the “Compliance” section. Information in background checks is often used to determine a person’s eligibility for Read More

What’s My Business Worth?

There are several ways to determine the market value of your business. Here is a summary of methods that are used to assess the value of your business: Determine net asset value. Total everything owned by the business assets such as equipment (computers, machinery, tools) and operating supplies.  Some properties may be difficult to value: such as policies and procedures, client lists, skilled employees, you and Read More

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