Student Loan Debt Relief: A Few Things You Should Know

Photo by Jaeyoung Geoffrey Kang on Unsplash "Debt is the slavery of the free." -Publilius Syru Many of us have student loans. Many Americans with education debt apply for discharge relief and a new income-driven payment plan. The US Department of Education proposes a new income-driven repayment plan that caps monthly payments for undergraduate loans at 5% of a borrower's discretionary income—that is half the Read More

A Few Pointers about Odometer Fraud.

Things gained through unjust fraud are never secure. - Sophocles Vehicle Title History. When considering purchasing a vehicle obtain an inexpensive summary of the vehicle’s title history from the National Motor Vehicle Title Information System, Carfax, and/or AutoCheck; it may show odometer discrepancies. However, don’t rely solely on title history summaries, for they do not always identify a vehicle’s problems. Read More

What the Arizona Consumer Fraud Act is and How it Can Help You as a Business owner and Consumer.

“Education is the most powerful weapon which you can use to change the world.” ― Nelson Mandela The Arizona Consumer Fraud Act (the Act) provides a person (which could be a person or business as defined under the Act) with a legal remedy when harmed by any person, by an unlawful act, use, or practice in connection with a sale or advertisement of merchandise. The Act prohibits unfair and deceptive business Read More

How to Avoid Tax Scams

Many of us know of someone who has lost money and possibly their personal information to tax scams. The most important thing to share is that the Internal Revenue Service (IRS) will not initiate contact with a taxpayer by email, text message, social media channels, or phone call to request personal or financial information. Here are a few telltale signs of tax scams: A phone call demanding immediate Read More

Tips to Keep Your Banking and Financial Information Safe When Online

This month’s article offers a few tips on precautions for internet financial transactions.  Tip 1: Take extra precautions for logging into banks and other financial accounts. Create “strong” user IDs and passwords by choosing combinations of upper-and lower-case letters, numbers, and symbols that are hard for a hacker to guess. Your birth date, address, or other publicly available information can be easily Read More

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